Globe Detective Agency (GDA) is a leading insurance claims investigation agency in India, helping insurers verify the authenticity of suspicious claims through evidence-based field investigation. Our experienced insurance investigators in India work for insurance companies, TPAs and claims teams to separate genuine claims from fraudulent or exaggerated ones, quickly and discreetly.
With a pan-India network and decades of investigation experience, we handle insurance fraud investigation in India across life, health, motor, property, travel, personal accident and workers’ compensation claims. Every investigation is conducted within the law, and every finding is backed by documented proof that your claims team can rely on.
Insurance fraud raises costs for insurers and, in the end, for honest policyholders. Fraud can range from a fully staged incident to a small exaggeration of a genuine loss. Desk review alone often cannot catch it, because the real answers sit on the ground: in hospitals, police stations, workplaces, neighbourhoods and the claimant’s own daily activities.
An independent suspicious insurance claim investigation gives your claims team facts instead of assumptions, supports fair claim decisions and protects genuine claimants from delays.
Death Claim and Life Insurance Claim Investigation
Early death claims need careful checking. Our death claim investigation covers verification of the death event, hospital and treatment records, police and post-mortem documents, cause of death, nominee and family background, and any non-disclosure of medical history or other policies at the time of proposal.
Health Insurance Claim Investigation
Our health insurance claim investigation includes medical records verification, hospital and doctor verification, checking whether admission and treatment actually took place, and reviewing pre-existing conditions and billing consistency.
Motor Insurance Claim Investigation
For motor insurance claim investigation, we examine accident circumstances, spot inspection, repair and garage records, FIR details, witness statements and driver or owner background to identify staged accidents, inflated repair bills or false theft claims.
Property and Fire Insurance Claim Investigation
We verify the cause and extent of loss, ownership and valuation of damaged property, stock records, financial position of the insured and any signs of intentional damage in property and fire insurance claim investigation cases.
Travel Insurance Claim Investigation
Our travel insurance claim investigation verifies cancellations, medical emergencies abroad, baggage loss and delay claims through document checks, travel records and third-party confirmation.
Workers’ Compensation Investigation
Our workers compensation investigation in India checks whether the injury happened at work, whether the disability is as serious as claimed and whether the claimant is engaged in activities that contradict the claim. See our dedicated Workers’ Comp Investigations service for more detail.
Timelines depend on the claim type and scope, and are agreed with you before work begins.
A red flag is not proof of fraud. It is a reason to verify, and that is where independent investigation helps.
Need an insurance claim verified quickly and discreetly? Share the claim details with our team and we will suggest the right investigation approach.
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What is an insurance claims investigation?
It is an independent, fact-based verification of a claim to confirm that the loss, injury, illness or death occurred as stated and that the claim is genuine and within policy terms.
Which insurance claims can GDA investigate?
We investigate life, death, health, motor, property, fire, travel, personal accident and workers’ compensation claims across India.
How long does an insurance claim investigation take?
It depends on the claim type, number of locations and the checks needed. We confirm an expected timeline when we agree the scope with you.
Is claimant surveillance legal in India?
We conduct surveillance only in public places and within legal limits, without intruding on private spaces or breaking any law.
Can the investigation report be used to decide or contest a claim?
Our reports are documented and evidence-based so insurers can use them in internal decisions, and they can support legal proceedings where required. Final use depends on the facts and your legal advisers.
Do you work with TPAs and insurance companies in smaller cities?
Yes. Our pan-India network allows us to carry out field verification in metros as well as tier 2 and tier 3 locations.
How do we keep a claim investigation confidential?
We limit information to the assigned team, use secure reporting and follow strict confidentiality practices.
Our experienced team specialises in unearthing information with precision.
We prioritize the confidentiality of our clients throughout the process.
GDA operates within the bounds of the law, ensuring all processes are legally sound.
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